Equifax (इक्विफैक्स)
Equifax is one of the four RBI-licensed credit bureaus in India, scoring borrowers on the 300–900 scale and supplying reports to banks, NBFCs and fintech lenders. As with the other bureaus, you are entitled to one free credit report from Equifax each year.
Worked example
Before a big application you pull all four bureau reports; Equifax alone shows an enquiry you do not recognise. Disputing it flags possible identity misuse early — worth a police complaint if a loan was actually opened in your name.