Digital view (multi-lender) (डिजिटल व्यू (मल्टी-लेंडर तुलना))
Under RBI's Digital Lending Directions, an LSP that works with multiple lenders must show you a digital view of all matching loan offers — naming each regulated lender along with the amount, tenure, APR, monthly repayment and penal charges — through an unbiased mechanism and without dark patterns. This is what makes honest comparison possible on multi-lender platforms.
Worked example
You ask for ₹15,000 and the digital view lists willing lenders side by side — for instance Lender A: 3 months, ₹5,220/month, total repayment ₹15,660 vs Lender B: 6 months, ₹2,732/month, total repayment ₹16,392 — each with its APR and penal charges, and no offer pre-selected for you.