DLA (Digital Lending App) (डिजिटल लेंडिंग ऐप (डीएलए))
A Digital Lending App is any mobile app or web platform, run by a regulated lender or its LSP, used to deliver loans end to end. Under the 2025 Directions regulated lenders must report their DLAs to RBI for a public directory, so you can check whether an app is genuinely linked to a regulated lender.
Worked example
Before installing a loan app, check it against the DLA directory on the RBI website and on the lender's own site. An app that names no RBI-regulated lender, or demands access to your contact list, is a red flag — report it on the Sachet portal.