StashFin Review — Rates, Eligibility & Safety Check
Last verified: pending first manual verification
Some figures below are pending our manual verification cycle — treat them as indicative bands until marked verified.
OperatorEQX Analytics Private Limited
Regulated entity behind the appAkara Capital Advisors Private Limited
Websitehttps://www.stashfin.com
Products & pricing bands
| Tier | Ticket | Tenure | Rate band | Processing fee | APR band | Disbursal | Min income |
|---|---|---|---|---|---|---|---|
| T3 | ₹1,000 – ₹5,00,000 | 90 – 1095 days | 11.99% p.a. – 59.99% p.a. | 0% – 10% + GST | see KFS | varies | ₹15,000 |
Works well
- Credit-line structure: draw and repay flexibly instead of a fixed one-shot loan
- Names its RBI-registered NBFC (Akara Capital Advisors) publicly
- Wide amount range from small emergencies up to larger tickets
Watch out
- Published rate band is very wide — the top end is far above bank rates, so your individual KFS APR is the only number to trust
- Card/credit-line models can carry non-interest charges (issuance, subscription, convenience fees) that inflate total cost of credit
- Flexible lines make minimum-payment revolving debt easy to slip into
Safety checklist
| Names its NBFC partner publicly | ✅ yes |
| Key Fact Statement available | — pending verification |
| Avoids contacts/media permissions | — pending verification |
| Grievance officer named | ✅ yes |
What borrowers complain about
Recurring public-review themes include unexpected fees on the card/line product, debits continuing after closure requests, and collection-call complaints on overdue accounts. These reflect widely repeated Play-review patterns, not verified individual cases.
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