PayMe (PayMe India) Review — Rates, Eligibility & Safety Check
Last verified: pending first manual verification
Some figures below are pending our manual verification cycle — treat them as indicative bands until marked verified.
OperatorPayMe India Financial Services Private Limited
Regulated entity behind the appPayMe India Financial Services Private Limited
Websitehttps://www.paymeindia.in
Products & pricing bands
| Tier | Ticket | Tenure | Rate band | Processing fee | APR band | Disbursal | Min income |
|---|---|---|---|---|---|---|---|
| T2 | ₹5,000 – ₹2,00,000 | 90 – 365 days | 2% per month – 6% per month | 2% – 5% + GST | see KFS | varies | ₹15,000 |
Works well
- Long-running salary-advance brand focused on short-tenure needs of salaried users
- Direct NBFC model rather than a marketplace of rotating partners [VERIFY]
Watch out
- Monthly rates at the top of its historical band are among the highest in this list — total cost of credit on short loans can be steep
- Public disclosure of current rate cards is thinner than larger rivals; insist on the KFS before accepting
- Salaried-only
Safety checklist
| Names its NBFC partner publicly | — pending verification |
| Key Fact Statement available | — pending verification |
| Avoids contacts/media permissions | — pending verification |
| Grievance officer named | — pending verification |
What borrowers complain about
Public reviews over the years mention high charges relative to loan size and firm follow-up on repayments; volumes are lower than the big platforms simply because the book is smaller. Based on general Play-review patterns; not independently verified.
Compare before you commit
Checking offers on KredBaba shows you how PayMe (PayMe India)-class pricing stacks against every other matching lender — with a soft pull, zero CIBIL impact.
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