mPokket Review — Rates, Eligibility & Safety Check
Last verified: pending first manual verification
Some figures below are pending our manual verification cycle — treat them as indicative bands until marked verified.
OperatorMaybright Ventures Private Limited
Regulated entity behind the appMaybright Ventures Private Limited
Websitehttps://www.mpokket.in
Products & pricing bands
| Tier | Ticket | Tenure | Rate band | Processing fee | APR band | Disbursal | Min income |
|---|---|---|---|---|---|---|---|
| T1 | ₹500 – ₹45,000 | 61 – 120 days | 0.03% per day – 0.13% per day | 1% – 8% + GST | 12% – 48% | varies | — |
Works well
- Very small ticket sizes (from around Rs 500), useful for genuine micro emergencies
- Accepts college students and new-to-credit applicants
- Fully digital KYC and application flow
- Repeat borrowers can see limits step up gradually
Watch out
- Flat processing fees on tiny loans push the effective annualised cost far above the headline rate — always read the KFS total cost of credit
- Short tenures mean repayment lands quickly; a single miss can hurt a thin credit file
- Maximum amounts are low compared with mainstream personal loan apps
Safety checklist
| Names its NBFC partner publicly | ✅ yes |
| Key Fact Statement available | — pending verification |
| Avoids contacts/media permissions | — pending verification |
| Grievance officer named | ✅ yes |
What borrowers complain about
Play Store reviews and consumer forums commonly mention frequent collection calls near and after the due date, deductions of fees from the disbursed amount that surprise first-time users, and disputes over credit-bureau reporting after closure. Many reviews are positive about speed for small amounts. Individual experiences vary; patterns above are widely reported, not verified case-by-case.
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