MoneyLoji Review — Rates, Eligibility & Safety Check
Last verified: pending first manual verification
Some figures below are pending our manual verification cycle — treat them as indicative bands until marked verified.
Websitehttps://www.moneyloji.com
Products & pricing bands
| Tier | Ticket | Tenure | Rate band | Processing fee | APR band | Disbursal | Min income |
|---|---|---|---|---|---|---|---|
| T1 | ₹3,500 – ₹50,000 | 61 – 180 days | 0.05% per day – 0.3% per day | 2% – 6% + GST | see KFS | varies | ₹20,000 |
Works well
- Small-ticket emergency loan product with quick digital processing for salaried users
Watch out
- Per-day pricing on short tenures annualises steeply; the KFS APR and total cost of credit are the only honest yardsticks
- Thin public disclosure and limited independent coverage — verify the RBI-registered lending entity inside the app
- Small book means service and grievance capacity are unproven at scale
Safety checklist
| Names its NBFC partner publicly | — pending verification |
| Key Fact Statement available | — pending verification |
| Avoids contacts/media permissions | — pending verification |
| Grievance officer named | — pending verification |
What borrowers complain about
Modest public review base; recurring short-tenure-lender complaint themes (cost surprises, collection pressure) appear in scattered reviews but data is too thin to establish patterns confidently. Treat as unverified.
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